All 4 Heroes Mortgage tailors mortgage loan programs to benefit active and retired Military, Law Enforcement, First Responders, Educators, Healthcare, Clergy and local state and federal employees. We waive all the bank fees for every transaction you need. This is not a one time benefit it is a lifetime benefit. We also allow our Heroes to include this benefit to all their family members. For Life Every Mortgage Every time. Its approximately $2400 benefit per transaction. NO processing fees, application fees, underwriting fees, maintenance fees, and or any insularly fees typically charged by Mortgage and Bank companies charge.